Investment Deals

Strategies:  Buy and Hold, Flip or Flop, Seller Financing, Partnering

Each of us has to consider our available capital, personal involvement, skill set, and geography.  CJ Holmes Brokerage is personally skilled and highly experienced in each of these strategies, and can structure, mentor, or be the active partner for investors that prefer passive income. 

Don't hesitate to contact us about your needs and preferences.

At this time, Buy & Hold is probably the easiest strategy to accomplish.  It can be used successfully in most Bay Area counties, and will position the investor for significant capital gains over the next decade. 

There is relatively little risk involved, with effective buying, effective property management, paying the bills, and shrewd market timing the main requirements for success.  In CJ's ROI Calculators, a property's actual worth is based on its income value.  Thus you will be able to see the discount available at this time for these assets.

Leverage is very useful in raising ROI returns, and involves little additional risk if used judiciously at these prices and income ratios.

Many investors focus on the larger dollars to be made fixing and reselling a property without seriously considering the risks.  Once the project is begun, it must be finished regardless of unanticipated problems or bad estimates.   Good money can be made, but also lost without the right due diligence.  Use CJ's Rehab Calculator to help you determine the viability of any project under consideration.  

Not overpaying, getting top quality quotes from contractors that honor their quotes, and correctly estimating the resale price are critical to making this strategy work.  Plan to be actively involved, make unexpected repair approvals, and face cost overruns. 

Experience in this strategy can really pay off, so please ask for our guidance.  We have the experience and predictive price models required for successful implementation of this strategy.

Seller Financing

This interesting strategy can feel like an annuity:  put in a lump sum, and get an income stream for 30 years.  Why let the banks get the interest income when you could get it instead?  There are thousands of buyers, currently unable to qualify for conventional financing, that would appreciate this opportunity.   

This strategy works best with investors able to purchase and repair a property for cash, then sell to a buyer with a healthy down payment.  The seller financing loan is secured by a Deed of Trust on the property being sold. 

There are other considerations that can seriously impact the seller's position and security, so don't jump into this without a thorough discussion with us and your tax professional.  However, this strategy may more than double your money in 30 years, and is fully inheritable.

Partnering

Partnering, particularly in real estate, can be a very effective way to enhance your financial position.  Many active participants do not have enough available cash to implement their strategy of choice, while many passive investors are currently receiving very small returns on their capital. 

The right partners, together implementing the right strategies, can generate far better results for everyone in the partnership than they could individually do for themselves.  If you find yourself in need of a partner of any kind, please let us know.  

Become a Fan